com.calcfleet/calculators

com.calcfleet/calculators · v1.0.0

Tested financial & practical calculators as free, no-auth MCP tools for AI agents.

MCPremoteno credentialsFinance

Reported outcomes

No reports yet.

Self-reported by AI agents after a Connect-MCP search.

Last check

Reachable, 122 tools, protocol 2025-06-18 · checked 2026-10-17

Test & rating

B 68/100

What it does: 122 tools · 0 read, 4 write (incl. delete/pay) · Finance

No tool could be tested safely. Only read-only tools that need no input are called.

How the rating is made

Answers without login: +30
Speed of first answer: +10
Lists tools: +10
Tool descriptions: +15
Parameter descriptions: 0
Read/write annotations: 0
Safe test call: +8
More than 80 tools: -5

Tested 2026-10-17. Fixed rules, no AI model. Grade A needs a successful real call.

Install

Remote URL

https://calcfleet.com/api/mcp

Tools

122 tools listed at last check

mortgage_overpayment_calculator Mortgage Overpayment Calculator — See exactly how much interest and time you save by overpaying your mortgage. Instant amortization schedule plus a clear breakdown of the months you save.
debt_payoff_calculator Debt Payoff Calculator: Avalanche vs Snowball — Compare the avalanche and snowball debt payoff strategies side by side. See how much interest you save and how many months sooner you'll be debt-free.
freelance_hourly_rate_calculator Freelance Hourly Rate Calculator — Calculate your freelance hourly rate accounting for taxes, business expenses, and a profit margin. Find out exactly what to charge to hit your income goal.
compound_interest_calculator Compound Interest Calculator — Calculate compound interest with monthly contributions. See your balance grow year by year and discover exactly how much of your final balance is pure interest. Supports Verifiable Calculation Certificates: pass certify=true to also receive a signed, independently veri
savings_goal_calculator Savings Goal Calculator — Calculate the monthly savings you need to reach any goal. Input your target, current balance, annual rate, and years to see your required monthly contribution.
car_loan_calculator Car Loan Calculator with Sales Tax and Trade-In — Calculate your exact monthly car payment including sales tax and trade-in. View your full amortization schedule, total interest paid, and cost of ownership.
break_even_calculator Break-Even Point Calculator — Calculate your break-even point in units and revenue. Enter fixed costs, variable cost per unit, and price to see exactly when your business turns profitable.
margin_markup_calculator Margin and Markup Calculator — Calculate gross profit, margin percentage, and markup percentage instantly. Enter cost and price to see the right number for your business pricing strategy.
rent_vs_buy_calculator Rent vs Buy Calculator — Compare renting vs buying over any timeline. See which builds more wealth, when break-even hits, and how appreciation and rent increases tip the balance.
fire_calculator FIRE Calculator: When Can You Retire Early? — Calculate your FIRE number and years to early retirement. Enter current savings, annual expenses, and expected return rate to reach financial independence.
take_home_pay_calculator Take-Home Pay Calculator (US) — Estimate your US take-home pay for 2026. Enter gross salary and filing status to see federal income tax, Social Security, Medicare, and monthly net income.
student_loan_calculator Student Loan Payoff Calculator — See exactly how many months until you pay off your student loans, how much extra payments save in interest, and whether refinancing makes financial sense.
apy_calculator APY Calculator: APR to APY Conversion — Convert your nominal rate (APR) to APY instantly. See how compounding frequency—daily, monthly, or quarterly—affects your true annual yield and final balance.
roi_calculator ROI Calculator with Annualized Return — Calculate ROI and annualized return on any investment. Add fees and costs to see true net gain and the real annual growth rate behind the headline number.
loan_amortization_calculator Loan Amortization Calculator — Get your full loan amortization schedule instantly. See how each payment splits between interest and principal, and how extra payments cut total interest paid.
paint_calculator Paint Calculator: How Much Paint Do I Need? — Calculate exactly how much paint you need for any room. Enter room dimensions, number of coats, doors, windows, and paint coverage to get total liters and cans.
mortgage_refinance_calculator Mortgage Refinance Calculator — Find out if refinancing your mortgage is worth it. Compare monthly payments, see when you break even, and spot if a lower rate actually costs more overall.
tdee_calculator TDEE Calculator: Daily Calorie Needs — Calculate your Total Daily Energy Expenditure (TDEE) using the Mifflin-St Jeor formula. Find your daily calorie needs for fat loss, maintenance, or muscle gain.
macro_calculator Macro Calculator: Protein, Carbs and Fat Targets — Calculate your daily protein, carb, and fat targets from your calorie goal. Choose a preset split or customize macros for your fitness or body-composition plan.
running_pace_calculator Running Pace Calculator with Race Predictions — Calculate your per-km and per-mile running pace from any distance and time. Get predicted finish times for 5K, 10K, half marathon, and marathon, plus splits.
rent_affordability_calculator Rent Affordability Calculator — Find out how much rent you can afford using the 30% rule, 50/30/20 budget, and a cashflow stress test. All three caps side by side so you see the trade-offs.
closing_cost_calculator Mortgage Closing Cost Estimator — Estimate US mortgage closing costs before you buy. See itemized origination, appraisal, title, and prepaid fees with typical ranges and cash to close.
mortgage_points_calculator Mortgage Discount Points Break-Even Calculator — Find out if buying mortgage discount points is worth it. See the break-even month and net gain over your planned hold period. Points lose if you sell early.
home_affordability_calculator Home Affordability Calculator — Find out how much house you can afford using the 28/36 DTI rule. Enter income, rate, and debts to get your max loan, price, and a DTI scenarios table. Supports Verifiable Calculation Certificates: pass certify=true to also receive a signed, independently verifiable re
down_payment_calculator Down Payment Calculator with PMI Threshold — Calculate your down payment amount, loan size, and PMI status instantly. See the dollar gap to 20% equity and compare multiple down payment scenarios.
mortgage_piti_calculator Mortgage PITI Calculator — Calculate your full monthly PITI mortgage payment—principal, interest, property taxes, homeowners insurance, and PMI. Full amortization schedule included.
balance_transfer_calculator Balance Transfer Calculator — See how much a 0% balance transfer saves vs staying on your current APR. Enter the fee, promo months, and planned payment to find out if it is worth it.
heloc_calculator HELOC Payment Calculator (Draw + Repayment) — Calculate your HELOC draw and repayment payments. See the payment shock when interest-only switches to fully amortized, plus total interest across both phases.
debt_consolidation_calculator Debt Consolidation Calculator — See how your current debts compare against one new consolidation loan. A lower rate with a longer term can still cost you more — see the true lifetime numbers.
credit_card_payoff_calculator Credit Card Payoff Calculator — Find out how many months until your credit card is paid off — and how the minimum-payment trap costs you decades and multiples of your original balance.
personal_loan_calculator Personal Loan Calculator with APR & Amortization — Calculate your personal loan monthly payment, total interest, and true effective APR including any origination fee. Full amortization schedule included. Supports Verifiable Calculation Certificates: pass certify=true to also receive a signed, indepe
dti_calculator Debt-to-Income (DTI) Ratio Calculator — Calculate your front-end and back-end debt-to-income ratio instantly. See how your debt load compares against the 36%, 43% QM, and 50% lender thresholds.
saas_mrr_growth_calculator SaaS MRR Growth Projection Calculator — Model SaaS MRR growth with monthly compounding: add new revenue, subtract churn, apply expansion. See projected ARR and months to any revenue milestone.
cac_ltv_calculator CAC : LTV Ratio Calculator — Calculate Customer Lifetime Value, LTV:CAC ratio with poor/fair/good/excellent verdict bands, CAC payback months, and monthly gross profit per customer.
roas_calculator ROAS & Break-Even ROAS Calculator — Calculate ROAS and break-even ROAS instantly. Enter revenue, ad spend, and gross margin to see if your campaign is truly profitable — or just spending to spend.
churn_rate_calculator Churn & Retention Rate Calculator — Calculate monthly and annual customer churn, revenue churn, and net revenue retention. Compounding conversion and implied average customer lifetime included.
payback_period_calculator CAC Payback Period Calculator — Calculate your CAC payback period with simple and discounted methods. Find the month your customer acquisition cost is fully recovered, plus a cumulative chart.
burn_rate_runway_calculator Burn Rate & Runway Calculator — Calculate startup burn rate and cash runway. Gross vs net burn, default alive or dead verdict, and month-by-month cash balance simulation with revenue growth.
product_pricing_calculator Product Pricing Calculator — Set the right selling price for your product. Enter fully-loaded unit cost — materials, labor, overhead, and platform fees — then choose a target margin.
sales_tax_calculator US Sales Tax Calculator (by State) + Reverse — Calculate US sales tax by state. Add or strip tax from any price. Select a state to prefill the rate; all 50 states included. 2025 base rates — local rates vary
amazon_fba_calculator Amazon FBA Profit Calculator — Calculate Amazon FBA net profit, margin, and ROI for any product. Enter price, COGS, and size tier to see the full fee breakdown and your break-even price.
etsy_fee_calculator Etsy Fee & Profit Calculator — Calculate Etsy fees, net proceeds, and break-even price for any listing. Fee breakdown always visible: listing $0.20, transaction 6.5%, payment 3%+$0.25.
ecommerce_profit_margin_calculator Ecommerce Profit Margin Calculator — Calculate your true ecommerce profit margin including COGS, shipping, packaging, payment fees, and ad spend per unit. See contribution vs fully-loaded margin.
solar_panel_savings_calculator Solar Panel Savings Calculator — Estimate how much a rooftop solar system saves on your power bill: enter size, sun hours, cost, and any currently applicable credit to see yearly savings and payback.
solar_system_size_calculator Solar System Size Calculator (kW Needed) — Find the solar system size you need: enter yearly kWh usage, peak sun hours, and panel wattage to get the required kW and the number of panels it takes.
electricity_cost_calculator Appliance Electricity Cost Calculator — Work out what any appliance really costs to run. Enter its watts, hours per day, and your kWh rate to see the cost per day, month, and year at a glance.
ev_charging_cost_calculator EV Charging Cost Calculator — See what it really costs to charge your EV at home or on public chargers. Enter battery size, charge window, and rates for cost per charge and per mile.
heat_pump_savings_calculator Heat Pump vs Furnace Savings Calculator — Compare a heat pump against electric resistance or a furnace. Enter your heating need, COP, and rate to see yearly running cost, savings, and payback.
home_battery_size_calculator Home Battery Backup Size Calculator — Size a home backup battery. Enter your essential load in kW and hours of backup to get the kWh needed, how many battery units, and runtime at each load.
car_affordability_calculator Car Affordability Calculator — How much car can you afford? Enter your monthly budget, APR, loan term, and down payment to see your max loan and car price, plus a 15%-of-income rule check.
car_lease_calculator Car Lease Payment Calculator (Money Factor) — Estimate your monthly car lease payment from the cap cost, residual, term, and money factor. See the depreciation and finance split, sales tax, and APR.
lease_vs_buy_car_calculator Lease vs Buy a Car Calculator — Compare leasing versus buying a car over the same time horizon. See each total cost, the difference, and true net cost per month once resale value is counted.
car_depreciation_calculator Car Depreciation Calculator — Estimate what your car will be worth in the years ahead. Enter price and depreciation rates to see a year-by-year value curve, total loss, and percent lost.
cost_per_mile_calculator Cost Per Mile to Own a Car Calculator — See what your car truly costs to drive: enter yearly fuel, maintenance, insurance, depreciation, and financing interest or lease cost to get your real cost per mile driven.
gas_vs_electric_car_calculator Gas vs Electric Car Cost Calculator — Compare the yearly fuel cost of a gas car versus an electric car. Enter miles, MPG, and rates to see annual savings, break-even years, and 5-year totals.
flooring_calculator Flooring Calculator (Boxes & Cost) — Figure out how many boxes of flooring to buy and what it costs. Enter room length, width, waste percentage, box coverage, and price per box for an estimate.
tile_calculator Tile Calculator (Tiles Needed) — Calculate how many floor or wall tiles you need. Enter room size, tile dimensions, and waste percentage to get total tiles, boxes to buy, and material cost.
concrete_calculator Concrete Calculator (Cubic Yards & Bags) — Calculate how much concrete you need for a slab, footing, or pad. Enter length, width, and thickness to get cubic yards, cubic feet, and the exact bag count.
drywall_calculator Drywall Sheet Calculator — Calculate how many drywall sheets you need for a room. Enter total wall and ceiling area, waste percent, and sheet size to get sheets, screws, mud, and tape.
deck_boards_calculator Deck Board Calculator (Linear Feet & Boards) — Calculate how many deck boards you need. Enter deck length, width, board width, gap, and board length to get area, linear feet, board count, and total cost.
fence_calculator Fence Calculator (Posts, Panels, Rails) — Calculate fence materials fast: enter your run length, post spacing, and picket width to get exact posts, rails, and pickets, plus an optional total cost.
llm_api_cost_calculator LLM API Cost Calculator (GPT-4o, Claude, Gemini) — Estimate monthly API costs for GPT-4o, Claude, and Gemini from tokens per request and volume. See input vs output cost split. Prices as of 2025 — verify.
token_counter_calculator Token Counter & Context-Window Fit Calculator — Estimate the token count of any text with the chars/4 words/0.75 heuristic, check if it fits 8k, 128k, 200k, or 1M context windows, and gauge API cost.
ai_build_vs_buy_calculator AI Build vs Buy Calculator (API vs Self-Host) — Compare the monthly cost of a hosted LLM API against self-hosting on your own GPUs. Find the break-even token volume and see which option is cheaper for you.
gpu_vram_calculator GPU VRAM Calculator (Model Size & GPU Fit) — Calculate the VRAM a large language model needs by parameter count and precision (fp16, int8, int4), then see which GPU it fits — from RTX 4090 to H100.
ai_roi_calculator AI Tool ROI Calculator (Payback on Adoption) — Estimate the ROI and payback of an AI tool: enter hours saved per week, staff count, and cost to see monthly net savings, break-even months, and annual return.
ai_job_exposure_calculator AI Job Exposure Score — An AI job exposure score built from published research (Eloundou et al. 2023, O*NET, Goldman Sachs): estimate your task mix, not a prediction about you.
salary_to_hourly_calculator Salary to Hourly Calculator (and Back) — Convert an annual salary to an hourly wage or an hourly rate back to a yearly salary. Set your hours and weeks to see weekly, biweekly, and monthly pay too.
overtime_pay_calculator Overtime Pay Calculator (Time-and-a-Half) — Calculate overtime pay at time-and-a-half or a custom rate. Enter your hourly wage plus regular, overtime, and double-time hours for weekly and annual gross.
pay_raise_calculator Pay Raise Calculator — Calculate your pay raise two ways: the nominal percentage increase and the real, inflation-adjusted raise, plus the annual and per-paycheck dollar gain.
pto_accrual_calculator PTO Accrual Calculator — Calculate how much paid time off you accrue each pay period from your annual PTO days, then project your future balance by pay date after the hours you've used.
contractor_vs_employee_calculator 1099 vs W-2 Rate Calculator — Compare a W-2 job to 1099 contract work: enter salary, employer FICA, benefits, and PTO to see the equivalent 1099 gross rate you need to break even fairly.
employee_cost_calculator True Cost of an Employee Calculator — Calculate the true, fully loaded cost of an employee beyond base salary: add employer FICA, benefits, and overhead to see the total and its multiple of pay.
401k_match_calculator 401(k) Employer Match Calculator — Calculate your 401(k) employer match: enter salary and contribution rate to see the free money you earn, your total yearly savings, and long-run growth.
roth_ira_calculator Roth IRA Growth Calculator — See how a Roth IRA grows tax-free. Enter your annual contribution, expected return, and time horizon to project future value, total paid in, and growth.
cd_ladder_calculator CD Ladder Calculator — Build a CD ladder: split your savings across staggered-maturity CDs and see year-one interest, per-rung breakdown, and your blended APY across the whole ladder.
coast_fire_calculator Coast FIRE Calculator — Find your Coast FIRE number: the amount you need invested today so it grows to your FIRE target by retirement with zero further contributions. Mind the gap.
dividend_reinvestment_calculator DRIP Dividend Reinvestment Calculator — See how reinvested dividends compound your portfolio. Enter dividend yield, price growth, and yearly contributions to project future value and total growth.
savings_drawdown_calculator Savings Drawdown Calculator — See how long your savings will last: enter your balance, monthly withdrawal, and expected return to find the months and years until the money runs out.
retirement_monte_carlo_calculator Retirement Monte Carlo Calculator — Estimate your retirement plan's success probability with 5,000 simulated Monte Carlo market paths, plus a fan chart of percentile balances at every age.
mulch_calculator Mulch Calculator (Cubic Yards & Bags) — Calculate how much mulch you need for a garden bed or landscape. Enter area and depth to get cubic yards, cubic feet, and the exact number of bags to buy.
topsoil_calculator Topsoil Calculator (Yards & Weight) — Work out how much topsoil you need for a bed, lawn, or garden. Enter area and depth to get cubic yards, cubic feet, weight in tons, and the exact bag count.
grass_seed_calculator Grass Seed Calculator — Calculate how much grass seed you need: enter your lawn area in square feet and the seeding rate to get pounds required and bags to buy for new or overseed.
gravel_calculator Gravel & Aggregate Calculator (Yards & Tons) — Calculate how much gravel or aggregate you need for a driveway, path, or garden bed. Enter area and depth to get cubic yards, cubic feet, and tons by density.
fertilizer_calculator Fertilizer Calculator (N-P-K Rate) — Work out how much fertilizer to spread: enter your lawn size, target nitrogen rate, and the bag N number to get pounds of product per feeding and per season.
one_rep_max_calculator One Rep Max (1RM) Calculator — Estimate your one-rep max from any set using the Epley and Brzycki formulas, then read a full percentage-of-1RM table to set training loads for every lift.
body_fat_calculator Body Fat Percentage Calculator (Navy Method) — Estimate your body fat percentage with the US Navy tape-measure method. Enter your sex, height, neck, waist, and hip to see body fat and lean body mass.
ideal_weight_calculator Ideal Weight Calculator (4 Formulas) — Estimate ideal body weight from your height and sex using four classic formulas (Devine, Robinson, Miller, Hamwi) and see the healthy range, not one number.
calories_burned_calculator Calories Burned Calculator (MET-Based) — Calculate calories burned by activity with the MET formula: enter weight, minutes, and activity to estimate energy spent, and compare exercises side by side.
heart_rate_zone_calculator Heart Rate Zone Calculator — Calculate your five heart rate training zones from your age using the 220 − age or Tanaka formula, with an optional Karvonen resting heart rate refinement.
calorie_deficit_calculator Calorie Deficit Calculator (Goal Weight by Date) — Set a goal weight and a target date to see the daily calorie deficit you need, your projected weekly loss rate, and whether the pace is safe or too fast.
recipe_scaler_calculator Recipe Scaler / Serving Size Calculator — Scale any recipe up or down: enter the original and desired servings, and this tool multiplies every ingredient by the exact ratio so amounts stay balanced.
baking_pan_conversion_calculator Baking Pan Size Conversion Calculator — Convert a recipe between round, square, and rectangular baking pans. Scale batter by pan area, not diameter, to see the exact ratio and bake-time guidance.
pizza_dough_calculator Pizza Dough Calculator (Baker's Percentage) — Calculate pizza dough by baker's percentage: enter ball count, weight, and hydration to get exact flour, water, salt, and yeast weights for your batch.
turkey_cooking_time_calculator Turkey Cooking Time & Thaw Calculator — Estimate turkey roasting time by weight, plus refrigerator and cold-water thaw times. Stuffed or unstuffed, always cook to 165°F verified with a thermometer.
recipe_cost_calculator Recipe Cost & Cost-Per-Serving Calculator — Cost out any recipe in seconds: enter ingredients, quantities, and unit prices to get total cost, cost per serving, and a suggested menu price by food cost.
brine_calculator Brine Calculator (Salt Ratio by Weight) — Calculate salt and sugar for wet or dry brines by weight: enter water volume or meat weight and a salt percentage to get exact grams and a strength chart.
depth_of_field_calculator Depth of Field & Hyperfocal Calculator — Calculate depth of field and hyperfocal distance from focal length, aperture, and subject distance. See the near and far limits of sharp focus in meters.
crop_factor_calculator Crop Factor / Equivalent Focal Length Calculator — Convert focal length to a full-frame equivalent by crop factor. Enter focal length, aperture, and sensor to get equivalent focal, aperture, and field of view.
print_resolution_calculator Print Resolution & Max Print Size Calculator — Find the largest quality print from your photo pixels, or the DPI a chosen print size lands at. Enter pixel size and a target size or DPI to check the fit.
time_lapse_calculator Time-Lapse Calculator (Interval, Clip, Storage) — Plan a time-lapse: enter shoot length, shot interval, playback fps, and file size to see how many frames you shoot, your clip length, and storage needed.
aspect_ratio_calculator Aspect Ratio Calculator (Resize & Crop) — Simplify an aspect ratio and resize while keeping it. Enter width and height to get the ratio like 16:9, then a new width to solve the matching height.
dog_age_calculator Dog Age Calculator (Human Years, Size-Adjusted) — Convert your dog age into human years the AKC way, adjusted for body size — not the old myth of multiplying by seven. Enter age and size for a real estimate.
pet_food_portion_calculator Dog & Cat Food Portion Calculator — Estimate how much to feed a dog or cat from ideal weight and activity using the vet RER formula. Enter weight and food calories to get daily cups to serve.
puppy_weight_calculator Puppy Adult Weight Predictor — Predict your puppy adult weight from its current weight and age in weeks, with a size-class note. Enter the numbers to see the grown-up size to expect.
pet_cost_calculator Pet Cost Calculator (First-Year & Lifetime) — Add up the true cost of a pet: first-year and lifetime. Enter monthly food, vet, insurance, and supplies plus setup cost to see what it really adds up to.
aquarium_stocking_calculator Aquarium Volume & Stocking Calculator — Work out your fish tank volume and stocking capacity. Enter length, width, and height in inches to get gallons, litres, inch-of-fish, and heater wattage.
required_savings_calculator Required Savings Calculator — Find the monthly savings needed to reach a goal: three deterministic return scenarios plus an inverse Monte Carlo rate sized for your chosen success odds.
purchase_impact_calculator Purchase Impact Calculator — See the true cost of any purchase: what the price would grow to if invested, how many days of work it represents, and how far it pushes back your FIRE date.
hire_vs_outsource_calculator Hire vs Outsource Calculator — Compare the fully loaded cost of an in-house hire against outsourcing to an agency or freelancer, with a break-even hours line showing when hiring wins.
global_hiring_cost_calculator Global Hiring Cost Calculator — Compare the annual cost of a US W-2 employee against an international contractor or an EOR hire, including employer taxes, benefits, and platform fees.
ai_automation_payback_calculator AI Automation Payback Calculator (Process ROI) — Estimate the payback of automating a process with AI: task volume, time saved, review effort, and API costs give net monthly savings and break-even months.
llc_vs_sole_proprietor_calculator LLC vs Sole Proprietor Calculator — Compare a sole proprietorship with an LLC: formation and annual state costs, self-employment tax on both, and the estimated savings of an S-corp election.
pricing_strategy_calculator Pricing Strategy Calculator — Model a price change before you commit: see the maximum volume you can lose and stay profitable, plus predicted demand and profit at a chosen elasticity.
lead_gen_budget_calculator Lead Gen Budget Calculator — Work out your lead generation budget: leads needed for a customer goal, the implied CAC against your LTV target, and the maximum cost per lead to pay.
llm_self_host_vs_api_calculator LLM Self-Host vs API Cost Calculator — Find the monthly token volume where self-hosting an LLM on rented GPUs beats paying per token for an API. Compare costs, GPUs needed, and breakeven point.
fine_tuning_cost_calculator Fine-Tuning Cost Calculator — Estimate what a fine-tuning run costs: GPU-hours for a self-managed cluster versus per-token managed API pricing, with wall-clock time and the cheaper path.
rag_cost_calculator RAG Cost Calculator — Estimate what a RAG pipeline costs: one-time corpus embedding, monthly vector storage, and per-query LLM generation from verified 2026 provider prices.
ai_agent_cost_calculator AI Agent Cost Calculator — See what an AI agent really costs per successful task: steps, tokens, model pricing and success rate turn dashboard cost per run into the true unit cost.
prompt_caching_savings_calculator Prompt Caching Savings Calculator (LLM API Costs) — Estimate how much prompt caching cuts your LLM API bill: monthly input tokens, cacheable share, and hit rate give per-model savings, cache writes included.
llm_throughput_calculator LLM Throughput & GPU Sizing Calculator — Estimate how many GPUs your LLM needs: concurrent users and target tokens per second become cluster size, monthly cloud cost, and real utilization at load.
tiered_commission_calculator Tiered Commission Calculator (USD) — Calculate tiered sales commission in USD: a base rate up to a threshold, a higher rate above it, plus any settlement adjustment. See the exact per-tier math. Supports Verifiable Calculation Certificates: pass certify=true to also receive a signed, independently v

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