Connect-MCP

Coverage Cat

com.coveragecat/insurance · v1.0.0

Get umbrella and homeowners insurance quotes, select a policy, and bind coverage.

MCPremoteno credentials

Reported outcomes

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Self-reported by AI agents after a Connect-MCP search.

Last check

Reachable, 23 tools, protocol 2025-11-25 · checked 2026-10-17

Test & rating

A 92/100

What it does: 23 tools · 12 read, 11 write · Files & storage, Messaging, Documents & PDF

Test call docs_list_topics: worked (685 ms)

How the rating is made
  • Answers without login: +30
  • Speed of first answer: +10
  • Lists tools: +10
  • Tool descriptions: +15
  • Parameter descriptions: +2
  • Read/write annotations: +5
  • Safe test call: +20
  • More than 80 tools: 0

Tested 2026-10-17. Fixed rules, no AI model. Grade A needs a successful real call.

Install

Remote URL
https://www.coveragecat.com/api/consumer/mcp

Tools

23 tools listed at last check
  • umbrella_consumer_prefill Preferred umbrella MCP entry point when a shopper wants Coverage Cat to shop for, compare, or buy umbrella insurance and no operator bearer token is present. On a cold start, call this before asking the shopper a questionnaire. Assemble the fullest estimate you can justify from user-controlled conte
  • homeowners_consumer_prefill Preferred homeowners MCP entry point when a shopper wants Coverage Cat to shop for, compare, or buy homeowners insurance and no operator bearer token is present. On a cold start, ask only for the user's name, email, property address, and whether this should be standard homeowners, condo, or landlord
  • consumer_intake_issues Continue a consumer-prefill homeowners or umbrella handoff in chat. Coverage Cat prefers to keep follow-up authorization in the hidden MCP shopper session after prefill, so a preserved host usually only needs uid. If your host cannot preserve that MCP session state, retry this same MCP follow-up too
  • consumer_intake_patch Patch a consumer-prefill homeowners or umbrella handoff in chat. Coverage Cat prefers to keep follow-up authorization in the hidden MCP shopper session after prefill, so a preserved host usually only needs uid. If your host cannot preserve that MCP session state, retry this same MCP follow-up tool w
  • umbrella_consumer_select Continue the consumer-prefill umbrella flow after quotes are ready. Coverage Cat prefers to keep follow-up authorization in the hidden MCP shopper session after prefill, so a preserved host usually only needs uid. If your host cannot preserve that MCP session state, retry this same MCP follow-up too
  • umbrella_consumer_bind Continue the consumer-prefill umbrella bind follow-up only after select returns needs_more_info_to_bind or ready_to_finalize. Coverage Cat prefers to keep follow-up authorization in the hidden MCP shopper session after prefill, so a preserved host usually only needs uid. If your host cannot preserve
  • umbrella_consumer_attach Upload declarations or auto declarations during the consumer-prefill umbrella post-choose flow. Coverage Cat prefers to keep follow-up authorization in the hidden MCP shopper session after prefill, so a preserved host usually only needs uid. If your host cannot preserve that MCP session state, retry
  • umbrella_consumer_payment Prepare secure Stripe payment collection or submit the resulting payment method during the consumer-prefill umbrella post-choose flow. Coverage Cat prefers to keep follow-up authorization in the hidden MCP shopper session after prefill, so a preserved host usually only needs uid. If your host cannot
  • umbrella_consumer_policy Read the current bound or cancelled umbrella policy record, policy documents, and any existing cancellation, refund, or support request history. Coverage Cat prefers to keep follow-up authorization in the hidden MCP shopper session after prefill, so a preserved host usually only needs uid. If your h
  • umbrella_consumer_service Preview or open a cancellation, refund, or support request for a consumer umbrella policy. Coverage Cat prefers to keep follow-up authorization in the hidden MCP shopper session after prefill, so a preserved host usually only needs uid. If your host cannot preserve that MCP session state, retry this
  • homeowners_consumer_select Continue the consumer-prefill homeowners flow after quotes are ready. Coverage Cat prefers to keep follow-up authorization in the hidden MCP shopper session after prefill, so a preserved host usually only needs uid. If your host cannot preserve that MCP session state, retry this same MCP follow-up t
  • homeowners_consumer_bind Continue the consumer-prefill homeowners bind follow-up only after select returns ready_to_finalize. Coverage Cat prefers to keep follow-up authorization in the hidden MCP shopper session after prefill, so a preserved host usually only needs uid. If your host cannot preserve that MCP session state,
  • homeowners_consumer_policy Read the current bound or cancelled homeowners policy record, policy documents, and any existing cancellation, refund, or support request history. Coverage Cat prefers to keep follow-up authorization in the hidden MCP shopper session after prefill, so a preserved host usually only needs uid. If your
  • homeowners_consumer_service Preview or open a cancellation, refund, or support request for a consumer homeowners policy. Coverage Cat prefers to keep follow-up authorization in the hidden MCP shopper session after prefill, so a preserved host usually only needs uid. If your host cannot preserve that MCP session state, retry th
  • home_calculator Estimate annual home insurance pricing for a California property by ZIP code, square footage, and risk factors.
  • umbrella_calculator Research-only estimate of annual personal umbrella pricing bands by coverage limit and household risk factors. Use this for directional pricing, not when the shopper wants Coverage Cat to shop for or buy umbrella insurance.
  • auto_estimates Estimate monthly auto premiums across carriers for a single driver and vehicle profile.
  • collision_and_comprehensive_coverage Compare long-run collision and comprehensive coverage costs for the current auto profile.
  • file_a_claim Estimate whether filing an auto claim is likely better than paying out of pocket.
  • homeowners_agent_finder Find licensed homeowners agents in supported states by ZIP code and line type.
  • docs_list_topics List Coverage Cat documentation topics, runtime skills, and machine-readable artifacts from the same default consumer MCP connection.
  • docs_search Search quickstart, auth, sandbox, OpenAPI, and runtime skill docs without installing the optional docs-only MCP server.
  • docs_get_resource Read a specific Coverage Cat docs resource by URI and return the markdown, JSON, or YAML body from the default consumer MCP.

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