Connect-MCP

HomeMortgageOnline mortgage tools

com.homemortgageonline/mortgage-tools · v1.0.0

Read-only mortgage calculators and the site's published rate snapshot.

MCPremoteno credentialsFinanceReal estate

Reported outcomes

No reports yet.

Self-reported by AI agents after a Connect-MCP search.

Last check

Reachable, 15 tools, protocol 2025-06-18 · checked 2026-10-17

Test & rating

A 91/100

What it does: 15 tools · 15 read, 0 write · Finance

Test call mortgage_payment: worked (1,010 ms)

How the rating is made
  • Answers without login: +30
  • Speed of first answer: +10
  • Lists tools: +10
  • Tool descriptions: +15
  • Parameter descriptions: +1
  • Read/write annotations: +5
  • Safe test call: +20
  • More than 80 tools: 0

Tested 2026-10-17. Fixed rules, no AI model. Grade A needs a successful real call.

Install

Remote URL
https://homemortgageonline.com/mcp

Tools

15 tools listed at last check
  • mortgage_payment Monthly principal, interest, taxes, insurance, and HOA from the HomeMortgageOnline mortgage calculator. Missing inputs return "not available". Not a quote.
  • affordability Home price search from the affordability calculator. Every input is required. The page defaults (36% DTI, 30 years, 7.28%) are not filled in. Missing inputs return "not available".
  • refinance_break_even Break-even months from the refinance page: closing costs divided by monthly savings, rounded up. Or pass both loans and the principal-and-interest formula supplies the savings. Missing inputs return "not available".
  • amortization_schedule Fixed-payment amortization using the mortgage calculator payment and the PMI calculator's balance step. Pass loanAmount, or price and downPayment. Schedule rows over 360 months return "not available".
  • pmi_estimate Monthly PMI, LTV, and the removal walk from the PMI calculator. Missing inputs return "not available". The PMI rate is not a lender quote.
  • closing_costs Cash to close from the closing-cost calculator. All fee inputs are required. Missing inputs return "not available". Not a Loan Estimate.
  • loan_path_note Educational loan-path note already coded on the site. goal is veteran, rural, lowdown, highprice, refi, or conventional. credit may be fair or thin. Unknown goal returns "not available".
  • published_rates Dated national rate prints already published on HomeMortgageOnline. Omit product for the full snapshot. An unknown product returns "not available". Not a quote.
  • rate_outlook 30-year fixed history and scenario band from the rate outlook chart. Optional label such as 2024, Now, +1 mo, or +6 mo. An unknown label returns "not available".
  • state_rate_context State pages repeat the national snapshot. stateSpecificRate is "not available" because the site does not publish a separate state rate. Unknown state returns "not available".
  • tax_itemize Mortgage-interest worksheet. Compares qualified interest plus other itemized amounts to a standard-deduction assumption you supply. No IRS table is filled in. Missing required inputs return "not available".
  • tax_points Points worksheet: straight-line amortization or the simplified purchase-year illustration. Missing required inputs return "not available".
  • tax_pmi_treatment PMI tax worksheet. Deductibility is not modeled unless optInCitedDeduction is true. No phaseout table is invented. Missing annual PMI returns "not available".
  • tax_salt SALT worksheet. Property tax is a cash cost. A federal deduction is returned only when saltCapAssumption is supplied. Otherwise that deduction is "not available".
  • tax_take_home_piti Take-home versus PITI worksheet. Missing required housing or take-home inputs return "not available".

Badge

Connect-MCP badge for com.homemortgageonline/mortgage-tools

Markdown for your README
[![Connect-MCP](https://clawy.uk/mcp/badge/com.homemortgageonline/mortgage-tools.svg)](https://clawy.uk/mcp/s/com.homemortgageonline/mortgage-tools)

Repository · Website