Payments Law — EU payments legislation

eu.paymentslaw/legislation · v1.9.1

EU payments legislation: PSD2, RTS-SCA, PSD3/PSR, DORA; provisions, definitions and text changes.

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Self-reported by AI agents after a Connect-MCP search.

Last check

Reachable, 15 tools, protocol 2025-06-18 · checked 2026-10-17

Test & rating

A 94/100

What it does: 15 tools · 15 read, 0 write · Law & government, Finance, E-commerce

Test call list_instruments: worked (2,163 ms)

How the rating is made

Answers without login: +30
Speed of first answer: +10
Lists tools: +10
Tool descriptions: +15
Parameter descriptions: +4
Read/write annotations: +5
Safe test call: +20
More than 80 tools: 0

Tested 2026-10-17. Fixed rules, no AI model. Grade A needs a successful real call.

Install

Remote URL

https://mcp.paymentslaw.eu/mcp/v1

Tools

15 tools listed at last check

get_provision Use this to read or quote an EU legislative provision, such as PSD2 Article 97 or RTS-SCA Article 5. Returns the source text of an article, annex or recital as markdown (a sub- or superscript with no Unicode form as inline <sub>/<sup>), with its cite anchor, provenance and text-state disclosure. Lar
get_instrument Use this to check an EU instrument's recorded legal status, source version, dates and amendments, including whether a held PSR or PSD3 text is a proposal, a Council compromise text or the act published in the Official Journal. Metadata, dates, lifecycle and application events, and curated relationsh
list_instruments Use this to discover which EU instruments are held before a coverage question, or find their registry ids and legal status. Paginated, filterable by status, category, core/supplementary, and by whether an instrument was in force on a given date. For corpus-coverage questions, filter by category here
get_source_notes Use this to read the original legislative footnotes and source-note bodies for a held instrument, including preamble and annex notes. Omit note_key for the paginated inventory; supply an exact returned key to retrieve one. Keys retain source scope because printed markers may repeat. This tool does n
list_provisions Use this to browse an EU instrument's article, annex or recital index, or enumerate its topic-tagged provisions for a coverage question. Metadata only: each item carries the exact locator get_provision accepts. Articles and annexes by default; pass kind=recital for recitals.
search_legislation Use this to find EU legislative provisions on payment-services questions: strong customer authentication (SCA), dynamic linking, open banking, safeguarding and payment liability. The held corpus includes PSD2, RTS-SCA, PSD3/PSR and DORA. For exact wording use get_provision; for defined-term wording
resolve_citation Use this to resolve a written EU legal citation, such as Article 97(1) PSD2, into an instrument and provision locator. For a topic rather than a citation, use search_legislation. Ranked candidates with ambiguity flagged and confidence stated: exact (instrument certain, provision found), strong (inst
search_defined_terms Use this to find which EU instruments define a legal term, such as payment transaction or payment account, and where their definitions differ. For definition wording use get_defined_term. A listing: term, definers and divergence flags, with no definition text. Matching is over the term itself, never
get_defined_term Use this to read and compare the held legislative definitions of a term, such as payment transaction in PSD2 and PSR. These are source definitions, not a general dictionary or a legal opinion. Every definition verbatim and resolved, clustered by what the text actually says, with the chronological an
compare_versions Use this to compare an article between the Commission proposal and the Council compromise text of PSR or PSD3, within the same instrument. Serves the word-level comparison the build published: a pair is servable if and only if a diff artefact exists for it — the PSR and PSD3 proposal↔compromise pair
list_version_changes Use this to browse which articles changed between the Commission proposal and the Council compromise text of PSR or PSD3; no comparison with a text published in the Official Journal is held. For one article's wording changes use compare_versions. Across those two texts, lists every aligned article w
show_changes Shows the reader what changed: presents a comparison or a change inventory to the reader as an interactive card, this service's intended way of showing what changed between the two texts of a served pair. With article, the card is that article's word-level comparison, side by side with every change
search Use this to find EU payments legislation on topics such as SCA, open banking and safeguarding in the held PSD2, RTS-SCA, PSD3/PSR and related instruments. Simple search returning the top hits as {id, title, url}, where id is the cite anchor fetch accepts. For filters, snippets, scores and paging use
fetch Use this to open and cite an EU legislative provision found by search. Simple retrieval of one provision's text by its cite anchor id (e.g. "psd-2 Art 97"), with citation metadata. A provision longer than the response ceiling arrives in part, with metadata.complete false and a metadata.next_cursor t
get_orientation Use this for a starting reading order in EU payments legislation when a relevant curated pathway exists. For other subjects use search_legislation. Curated reading pathways into the corpus for a stated audience: ordered waypoints with cite anchors every other tool can open, related defined terms and

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