Connect-MCP

SwitchWize MCP

io.github.switchwize/switchwize-mcp · v0.3.0

Sixteen read-only US rate, savings-gap, Fed, card and CD tools with sources and freshness.

MCPremotelocal · npmno credentialsFinance

Reported outcomes

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Self-reported by AI agents after a Connect-MCP search.

Last check

Reachable, 16 tools, protocol 2025-06-18 · checked 2026-10-17

Test & rating

A 95/100

What it does: 16 tools · 16 read, 0 write (incl. delete/pay) · Finance

Test call get_top_hysa_rates: worked (1,080 ms)

How the rating is made
  • Answers without login: +30
  • Speed of first answer: +10
  • Lists tools: +10
  • Tool descriptions: +15
  • Parameter descriptions: +5
  • Read/write annotations: +5
  • Safe test call: +20
  • More than 80 tools: 0

Tested 2026-10-17. Fixed rules, no AI model. Grade A needs a successful real call.

Install

Remote URL
https://www.switchwize.com/api/mcp
Package
registry:   npm
identifier: switchwize-mcp
version:    0.3.0
transport:  stdio

Tools

16 tools listed at last check
  • get_top_rates Return top SwitchWize rates with freshness and attribution. Savings, CDs, checking and money market answer only from their editor-approved snapshot. A category with no approved release yet returns no ranked rates and says so (approval_status: not_yet_approved) rather than serving unverified observat
  • get_top_hysa_rates Return top high-yield savings rates with freshness and attribution. Answers only from the editor-approved snapshot; before its first release it returns no ranked rates and says so (approval_status: not_yet_approved). approvedOnly makes the requirement explicit. detail=full adds every listed account
  • get_bank_gap Estimate annual savings interest forgone for a supplied balance and optional bank name. comparisonApy is the average of the top three tracked savings rates, not an average across all banks; bankCount is the size of the tracked set. baselineApy is the named bank's APY, or the national savings benchma
  • compare_switch_savings Compare a user's current APY with SwitchWize's current top savings APY for a balance.
  • get_rate_freshness Return public data source freshness status and affected routes.
  • get_index_dataset Return a SwitchWize index dataset summary and recent series.
  • get_bank_gap_index Return the current SwitchWize Bank Gap Index headline value, latest release, and methodology URL.
  • get_reality_score Estimate the modeled annual value of a supported premium credit card for a consumer segment. Supply a card slug or name and optionally a segment ID; the default is occasional-traveler. Return segment assumptions, score, rewards, credits, perks, fee, interest, friction, net value, caveats, sources, v
  • get_card_offers Return current credit-card welcome-bonus offers (non-targeted, confidence-gated), each with a verified timestamp, source URL, and the card's own 12-month best.
  • get_transfer_bonuses Return current point-transfer bonuses across tracked bank-to-partner routes, each with a verified timestamp, source URL, and best-ever-for-route when real history exists.
  • get_card_changes Return recent verified credit-card fee and APR changes, most recent first. Each event is a diff between two confirmed snapshots of the same card.
  • get_reward_valuations Return SwitchWize points/miles valuations (cents per point) per reward currency, with sample size and provisional/published status.
  • best_move_this_week Given the credit cards a user holds, rank this week's dollar-valued actions: which held card to use per spend category, welcome offers at a 12-month high on cards not held, active transfer bonuses, and (optionally) the savings-rate move beside the card move.
  • get_cd_rollover_rules Return verified CD rollover rules for one bank, or every bank SwitchWize has verified: what happens automatically at maturity if the customer does nothing, the grace period, how to stop the rollover, and the early-withdrawal penalty. Each fact is sourced directly from the bank's own disclosure; an u
  • get_card_downgrade_path Return verified credit-card product-change (downgrade) paths and the issuer's fee-refund window: which no-fee or lower-fee card a given card can be product-changed to, and how long after the annual fee posts a refund is available on cancellation. Optionally filtered to one card id (issuer:slug); ret
  • get_fed_hike_pass_through Return how much of the latest Federal Reserve rate hike each tracked savings account has passed through to savers so far: rate before the hike, rate now, change in basis points, pass-through share, and days until the bank moved. One source per bank; each row carries its source type and observation d

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