Increase MCP by usefulapi

io.usefulapi/increase · v1.11.1

Read-only Increase banking observability plus one safe non-money-moving write, for AI agents.

MCPremoteno credentialsFinanceCloud & DevOps

Reported outcomes

No reports yet.

Self-reported by AI agents after a Connect-MCP search.

Last check

Reachable, 18 tools, protocol 2025-06-18 · checked 2026-10-17

Test & rating

B 88/100

What it does: 18 tools · 17 read, 1 write (incl. delete/pay) · Finance, Cloud & DevOps

Test call increase_list_accounts: needs a key: HTTP 401 (933 ms)

How the rating is made

Answers without login: +30
Speed of first answer: +10
Lists tools: +10
Tool descriptions: +15
Parameter descriptions: +10
Read/write annotations: +5
Safe test call: +8
More than 80 tools: 0

Tested 2026-10-17. Fixed rules, no AI model. Grade A needs a successful real call.

Install

Remote URL

https://increase.usefulapi.io/mcp

Tools

18 tools listed at last check

increase_list_accounts List bank accounts. Increase API: GET /accounts. Filter by entity and status (sent as status.in).
increase_get_account Retrieve a single bank account by id. Increase API: GET /accounts/{account_id}.
increase_get_account_balance Retrieve an account's current and available balance. Increase API: GET /accounts/{account_id}/balance. Optionally as of a point in time.
increase_list_account_numbers List account numbers (deposit routing/account number pairs). Increase API: GET /account_numbers. Filter by account and status (sent as status.in).
increase_list_transactions List settled transactions. Increase API: GET /transactions. Filter by account, category (sent as category.in), and created date range (created_at.after / created_at.before).
increase_get_transaction Retrieve a single transaction by id. Increase API: GET /transactions/{transaction_id}.
increase_list_pending_transactions List pending (not-yet-settled) transactions. Increase API: GET /pending_transactions. Filter by account and status (sent as status.in).
increase_list_declined_transactions List declined transactions. Increase API: GET /declined_transactions. Filter by account.
increase_list_ach_transfers List ACH transfers (read-only observability; this server does NOT create transfers). Increase API: GET /ach_transfers. Filter by account and status (sent as status.in).
increase_get_ach_transfer Retrieve a single ACH transfer by id. Increase API: GET /ach_transfers/{ach_transfer_id}.
increase_list_wire_transfers List wire transfers (read-only observability; this server does NOT create transfers). Increase API: GET /wire_transfers. Filter by account.
increase_list_check_transfers List check transfers (read-only observability; this server does NOT create transfers). Increase API: GET /check_transfers. Filter by account.
increase_list_real_time_payments_transfers List Real-Time Payments (RTP) transfers (read-only observability; this server does NOT create transfers). Increase API: GET /real_time_payments_transfers. Filter by account.
increase_list_cards List cards. Increase API: GET /cards. Filter by account and status (sent as status.in). Read-only; no card actions are exposed.
increase_list_entities List entities (the people/businesses — KYC records — that own accounts). Increase API: GET /entities. Filter by status (sent as status.in).
increase_list_external_accounts List external (counterparty) bank accounts registered in Increase. Increase API: GET /external_accounts. Filter by status (sent as status.in).
increase_lookup_routing_number Look up a 9-digit ABA routing number to see which real-time services (ACH, Real-Time Payments, wire) that bank supports. Increase API: GET /routing_numbers.
increase_create_external_account Registers an external (counterparty) bank account in Increase for future transfers. This creates a record only — it MOVES NO MONEY. Increase API: POST /external_accounts.

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